The car insurance market is arguably at its most competitive point in history with the emergence of a cluster of comparison websites driving premiums down and forcing direct competition between insurers.
Some comparison tools compare quotes from more than 60 car insurance providers with one search. However, with so many to choose from, which provider comes out the cheapest?
According to new statistics from a comparison website, Swiftcover and Kwik-Fit are the most consistently competitive insurers with average premiums of just under £277. This marks a huge leap up the table for Kwik-Fit which finished twelfth last year in the analysis of quotes - Swiftcover meanwhile has maintained its position at the top of the rankings.
This increased competition offers a rare piece of good news for motorists reeling from ever-rising petrol prices. The fact that Kwik-Fit and Swiftcover lead the way is reflective of the importance of online shopping. Smaller online insurers can be more competitive with their pricing thanks largely to their lower overheads.
However, if you're not happy putting your faith in a lesser known insurer you should still shop around - the likes of the RAC and Admiral also feature in the top five, while Endsleigh is this year's highest mover leaping from 47th place to sixth with an average quote of £297.58.
Motorists should look beyond who offers the cheapest policy however, and consider what they're getting for their money. For example, will your policy cover multiple drivers and does it offer breakdown cover as part of the deal? You should also play close attention to the excess to ensure it's at an affordable level.
By using a comparison 2.0 website you can find cheap car insurance while also getting an assessment of the standard of car insurance cover available - so use these tools to shop around.
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1 komentar:
This is the question of which everyone really wants a satisfactory answer. Nowadays everyone looks for a cheaper policy and failed to get one. Your post is a great help in this regard as you have shared all those points and links that will make this process an easy one and will probably help one to get a best deal.
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