A Woman Loses Lizzie

Statistics have been released by car insurance provider Swiftcover, highlighting the need for female drivers to look beyond the policies that are advertised directly to them when shopping around for car insurance.

According to the provider's research, the UK's 18.9million women drivers could face car insurance premiums with differences of more than £600 a year. Its research found that a 35-year-old female living in Birmingham driving a Volkswagen Passat with one speeding conviction to their name could be charged as much as £944.45 a year through female car insurance specialist Diamond. The same driver however, could pick up a quote for just £331.76 through Swiftcover itself - a difference of £612.69.

This wasn't a one-off example either. The insurer quoted many similar differences including for a 55-year-old female in Southampton driving a Saab 9-5 who could pick up a premium for just £148.00 through Swiftcover and yet would be charged £246.94 through Sheila's Wheels and £589.55 with Diamond.

Cynics would argue that Swiftcover has hand-picked the examples to show off the savings made through its service. However, there is a clear message for female motorists to shop around - preferably by using a comparison service - to ensure they're getting the cheapest quote available.

It is important to look beyond price too and consider what you're getting for your money. To their credit, the likes of Diamond and Sheila's Wheels offer incentives such as handbag cover, female-friendly repairers and courtesy cars.

Once you've found a policy with the level of cover you need, look to save money where possible by enhancing the vehicle's security, parking in a garage overnight, driving at pre-agreed times and avoiding convictions.

• Read to other articles all about swiftcover car insurance

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15.48  No comments

Women Gain a Great Deal On Car Insurance

Yet another car insurance provider has decided to offer exclusive policies for female drivers - but do these deals really offer better value?

More Than car insurance has launched women driver's insurance with special features designed for females including priority road assistance, a mobile phone locator, female friendly repairers, child car seat replacement and handbag cover. It is just the latest in a long line of car insurance providers that specifically target females with their policies including Diamond, Ladybird and Sheila's Wheels.

However, research from Swiftcover reveals that these specialist insurers do not necessarily offer females the best deals. Its research shows that 18.9 million women drivers in the UK face price differences on their insurance deals of as much as £600.

For example, a female aged 25 who lives in Milton Keynes and has a Ford Fiesta Style 1244cc with zero years no-claims could get a policy for as little as £273.60 with Swiftcover and yet would pay £512.90 with Diamond. Similarly, a 35-year-old in Birmingham driving a VW Passat would pay £331.76 through Swiftcover compared to £426.37 through Sheila's Wheels.

Women are generally offered more favourable car insurance quotes than men due to their superior driving record with Home Office statistics showing that men are involved in 97 per cent of dangerous driving convictions. However, just because an insurer claims it can offer cheaper quotes by dealing exclusively with females it does not mean that women drivers could not get a cheaper deal elsewhere.

The key is to do everything you can to save including taking advantage of online discounts, paying annually instead of monthly, parking a car in a garage overnight and enhancing security.

• Read to other articles a woman loses lizzie

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01.48  1 comment

Do Women Get Good Deal on Car Insurance?

Yet another car insurance provider has decided to offer exclusive policies for female drivers - but do these deals really offer better value?

More Than car insurance has launched women driver's insurance with special features designed for females including priority road assistance, a mobile phone locator, female friendly repairers, child car seat replacement and handbag cover. It is just the latest in a long line of car insurance providers that specifically target females with their policies including Diamond, Ladybird and Sheila's Wheels.

However, research from Swiftcover reveals that these specialist insurers do not necessarily offer females the best deals. Its research shows that 18.9 million women drivers in the UK face price differences on their insurance deals of as much as £600.

For example, a female aged 25 who lives in Milton Keynes and has a Ford Fiesta Style 1244cc with zero years no-claims could get a policy for as little as £273.60 with Swiftcover and yet would pay £512.90 with Diamond. Similarly, a 35-year-old in Birmingham driving a VW Passat would pay £331.76 through Swiftcover compared to £426.37 through Sheila's Wheels.

Women are generally offered more favourable car insurance quotes than men due to their superior driving record with Home Office statistics showing that men are involved in 97 per cent of dangerous driving convictions. However, just because an insurer claims it can offer cheaper quotes by dealing exclusively with females it does not mean that women drivers could not get a cheaper deal elsewhere.

The key is to do everything you can to save including taking advantage of online discounts, paying annually instead of monthly, parking a car in a garage overnight and enhancing security.

From there take a complete overview of the car insurance market and compare car insurance from as many providers as possible to find a competitive deal.

• read to other articles  uk motor insurance first

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04.12  1 comment

Are Women Missing Out on cheap Car Insurance?

Statistics have been released by car insurance provider Swiftcover, highlighting the need for female drivers to look beyond the policies that are advertised directly to them when shopping around for car insurance.
According to the provider's research, the UK's 18.9million women drivers could face car insurance premiums with differences of more than £600 a year. Its research found that a 35-year-old female living in Birmingham driving a Volkswagen Passat with one speeding conviction to their name could be charged as much as £944.45 a year through female car insurance specialist Diamond. The same driver however, could pick up a quote for just £331.76 through Swiftcover itself - a difference of £612.69.
This wasn't a one-off example either. The insurer quoted many similar differences including for a 55-year-old female in Southampton driving a Saab 9-5 who could pick up a premium for just £148.00 through Swiftcover and yet would be charged £246.94 through Sheila's Wheels and £589.55 with Diamond.
Cynics would argue that Swiftcover has hand-picked the examples to show off the savings made through its service. However, there is a clear message for female motorists to shop around - preferably by using a comparison service - to ensure they're getting the cheapest quote available.
It is important to look beyond price too and consider what you're getting for your money. To their credit, the likes of Diamond and Sheila's Wheels offer incentives such as handbag cover, female-friendly repairers and courtesy cars.
Once you've found a policy with the level of cover you need, look to save money where possible by enhancing the vehicle's security, parking in a garage overnight, driving at pre-agreed times and avoiding convictions.
You can also enjoy cheap car insurance by paying annually instead of monthly, as many companies charge interest on monthly car insurance installments.

• read to other articles do women get good deal on car insurance

Read more »

03.24  No comments

Are Women Missing Out on Cheaper Car Insurance?

Statistics have been released by car insurance provider Swiftcover, highlighting the need for female drivers to look beyond the policies that are advertised directly to them when shopping around for car insurance.
According to the provider's research, the UK's 18.9million women drivers could face car insurance premiums with differences of more than £600 a year. Its research found that a 35-year-old female living in Birmingham driving a Volkswagen Passat with one speeding conviction to their name could be charged as much as £944.45 a year through female car insurance specialist Diamond. The same driver however, could pick up a quote for just £331.76 through Swiftcover itself - a difference of £612.69.
This wasn't a one-off example either. The insurer quoted many similar differences including for a 55-year-old female in Southampton driving a Saab 9-5 who could pick up a premium for just £148.00 through Swiftcover and yet would be charged £246.94 through Sheila's Wheels and £589.55 with Diamond.
Cynics would argue that Swiftcover has hand-picked the examples to show off the savings made through its service. However, there is a clear message for female motorists to shop around - preferably by using a comparison service - to ensure they're getting the cheapest quote available.
It is important to look beyond price too and consider what you're getting for your money. To their credit, the likes of Diamond and Sheila's Wheels offer incentives such as handbag cover, female-friendly repairers and courtesy cars.
Once you've found a policy with the level of cover you need, look to save money where possible by enhancing the vehicle's security, parking in a garage overnight, driving at pre-agreed times and avoiding convictions.
You can also enjoy cheap car insurance by paying annually instead of monthly, as many companies charge interest on monthly car insurance installments.
read to other articles mobile phone quotes and easy access to

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08.16  No comments