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Mobile Car Insurance Service Launched

Jp Succubus

How quickly do you need to grab a car insurance quote? Well now you don't even have to wait for your laptop or PC to load up, thanks to the launch of a new mobile car insurance service.
Swiftcover, which has already been declared the cheapest car insurer provider in the UK according to a comparison website, has launched a service that allows drivers to pick up quotes through their mobile internet connection. By sending a text message to the provider's number, and entering straightforward details including your name, postcode, date of birth, car registration and claims history, you will receive a quote within 60 seconds.
The advantage of this service is that it can save time, particularly when you need a quote in a hurry - such as if you're at a dealership negotiating a tie-in car insurance product with a dealer.
At the moment, Swiftcover has the distinction of being the only 100 percent online car insurance provider in the UK, which means it can save money on call centres and paper billing and pass these savings on to consumers through cheaper quotes.
However, Swiftcover is not alone in providing cheap car insurance policies. For example, Kwik-Fit car insurance tied with Swiftcover as the cheapest provider overall in a recent survey by a comparison website. The level of cover offered may also be basic, so it's important to search the market thoroughly to ensure you're getting a policy for your needs - for example, does it offer a courtesy car, breakdown cover, or repairs at a garage of your choice?
Though the service by Swiftcover is to be welcomed as an innovation, customers are better off shopping around.

10.17  No comments

Are Women Missing Out on cheap Car Insurance?

Jp Succubus

Statistics have been released by car insurance provider Swiftcover, highlighting the need for female drivers to look beyond the policies that are advertised directly to them when shopping around for car insurance.
According to the provider's research, the UK's 18.9million women drivers could face car insurance premiums with differences of more than £600 a year. Its research found that a 35-year-old female living in Birmingham driving a Volkswagen Passat with one speeding conviction to their name could be charged as much as £944.45 a year through female car insurance specialist Diamond. The same driver however, could pick up a quote for just £331.76 through Swiftcover itself - a difference of £612.69.
This wasn't a one-off example either. The insurer quoted many similar differences including for a 55-year-old female in Southampton driving a Saab 9-5 who could pick up a premium for just £148.00 through Swiftcover and yet would be charged £246.94 through Sheila's Wheels and £589.55 with Diamond.
Cynics would argue that Swiftcover has hand-picked the examples to show off the savings made through its service. However, there is a clear message for female motorists to shop around - preferably by using a comparison service - to ensure they're getting the cheapest quote available.
It is important to look beyond price too and consider what you're getting for your money. To their credit, the likes of Diamond and Sheila's Wheels offer incentives such as handbag cover, female-friendly repairers and courtesy cars.
Once you've found a policy with the level of cover you need, look to save money where possible by enhancing the vehicle's security, parking in a garage overnight, driving at pre-agreed times and avoiding convictions.
You can also enjoy cheap car insurance by paying annually instead of monthly, as many companies charge interest on monthly car insurance installments.

03.24  No comments

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