Insurance Evasion High Among Drivers

Recent studies have shown that a significant number of Brits are cutting back on vital financial products such as car insurance, a worrying trend which could leave many in a vulnerable position.The report by American Express suggested that 48% of respondents are cutting back on spending when it comes to important services including health insurance in order to save money. But the situation has not been made any easier as fresh revelations suggested that UK drivers were unknowingly paying an annual sum of £500 million in excess to cover those driving without insurance.Many motorists are now questioning why they should be forced to pay for those driving illegally although insurance providers have been quick to point out the relationship between additional cost and the risk factor involved with...

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08.16  No comments

How Green Car Insurance Can Push Up Premiums

We all want to do our bit for the environment - but could choosing eco-friendly car insurance be an expensive mistake?Research from a car insurance comparison website shows that eco-friendly car insurance can cost up to 150 per cent more than standard policies suggesting that this may not be the solution for motorists with a green conscience.It found that annual car insurance for a 2004 Toyota Prius could cost as little as £319.28 through Swiftcover and yet would cost £489.96 through the cheapest 'green' car insurance provider - in this case ibuyeco.co.uk. Indeed the gap between premiums gets even larger with other green insurers - the same driver would pay £522.01 a year with CIS Eco-Insurance and £785.48 a year through The Green Insurance Company.This isn't a one-off example either. Another...

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04.12  No comments

UK Motor Insurance First

For the first time in the UK, well certainly the first time I've heard this, there is a motor insurance company offering new customers the chance to cap their motor insurance premium for the next year so it's the same as they pay the first year.Funny enough my car insurance is up for renewal in March and I've been sent an email from my current insurer. I've got 5 years no claims discount and I'm 31, I drive a 7 year old , 1.9 Diesel car and my renewal price Is £281.00, not bad I thought...I decided to try a comparison web site and after completing my details I found a few quotes around £200, so I could in theory save around £80. The problem is can I really be bothered to go through the hassle of changing everything to a new insurer just to save myself less than £8 per month?! I suppose this...

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04.12  No comments

Do Women Get Good Deal on Car Insurance?

Yet another car insurance provider has decided to offer exclusive policies for female drivers - but do these deals really offer better value?More Than car insurance has launched women driver's insurance with special features designed for females including priority road assistance, a mobile phone locator, female friendly repairers, child car seat replacement and handbag cover. It is just the latest in a long line of car insurance providers that specifically target females with their policies including Diamond, Ladybird and Sheila's Wheels.However, research from Swiftcover reveals that these specialist insurers do not necessarily offer females the best deals. Its research shows that 18.9 million women drivers in the UK face price differences on their insurance deals of as much as £600.For example,...

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04.12  1 comment

Are Women Missing Out on cheap Car Insurance?

Statistics have been released by car insurance provider Swiftcover, highlighting the need for female drivers to look beyond the policies that are advertised directly to them when shopping around for car insurance. According to the provider's research, the UK's 18.9million women drivers could face car insurance premiums with differences of more than £600 a year. Its research found that a 35-year-old female living in Birmingham driving a Volkswagen Passat with one speeding conviction to their name could be charged as much as £944.45 a year through female car insurance specialist Diamond. The same driver however, could pick up a quote for just £331.76 through Swiftcover itself - a difference of £612.69. This wasn't a one-off example either. The insurer quoted many similar differences including...

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03.24  No comments

All About Swiftcover Insurance Tips & Guide

Swift related to speed. So, as the name suggests, Swiftcover insurance swear that you are going to get an insurance quote withinone minute of the investigation. Swiftcover is an online insurance company. They have a comprehensive Web site that gives all and any information about the company. The details are included in the Web site Swiftcover is the point. They also provide lots of flexibility in their policy that some other insurance companies may be able tomatch.So, basically you can save your time, you just need to save your quotes and details, and then these companies will make an agreement to submit the insurance documents actually use a technology. You can get a printout then and there. Thus, at Swiftcover insurance system is a hassle-free. Their services and policies that cover is relatively...

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22.59  No comments

Winter Months Are Worst For Car Insurance Claims

As the nights get darker and the clocks go back, more people are claiming on their car insurance. It seems that September, October and November are the worst months for any crime-related car insurance claims.Apparently, a whopping 10.4% of all car insurance claims occur in October as drivers get used to driving in the dark. It seems that the last few months in the year prove to be the most expensive for car insurance companies and are proving stressful for drivers - 30 % of all claims are made during this time.Grant Bather, spokesman at Virgin Money, echoes this point ""With the seasons changing, nights drawing in and driving conditions becoming hazardous, motorists should pay extra attention when driving and should make sure that they are equipped should they have an accident or breakdown."And...

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08.21  No comments

Mobile Phone Quotes and Easy Access to Car Insurance

Via your mobile phone, more than just receiving or making a call, it's now easier for one to perform a lot of functions. More importantly, the number of things that could be done with a mobile phone is increasing by the day. One of the very latest additions is the access motorists could have to car insurance quotes online even while miles away from home or their computer. This innovation, courtesy of the UK's fastest growing motor insurer Swiftcover.com, will enable motorists to also be able to compare cars at a second-hand-car-dealer or filling time while travelling. In the past similar services could be accessed only via such devices as PC or PDA. Apart from the questions of accessibility, it was always not the most convenient means of getting insurance quotes. This new device is, as such,...

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12.41  1 comment

Are Women Missing Out on Cheaper Car Insurance?

Statistics have been released by car insurance provider Swiftcover, highlighting the need for female drivers to look beyond the policies that are advertised directly to them when shopping around for car insurance. According to the provider's research, the UK's 18.9million women drivers could face car insurance premiums with differences of more than £600 a year. Its research found that a 35-year-old female living in Birmingham driving a Volkswagen Passat with one speeding conviction to their name could be charged as much as £944.45 a year through female car insurance specialist Diamond. The same driver however, could pick up a quote for just £331.76 through Swiftcover itself - a difference of £612.69. This wasn't a one-off example either. The insurer quoted many similar differences including...

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08.16  No comments